Everyone knows that under the law, if you are accused of anything, the burden of proof lies with your accuser.

Congress has provided consumers the right to challenge information that is deemed to be inaccurate or unverifiable or obsolete. Our Attorneys are experienced at presenting your case in the most effective way possible. Information that is not properly validated under the law must be removed regardless as to whether it is accurate or not. Regardless of the accuracy, credit bureaus are often unwilling (to invest the resources necessary) or unable (to get the credit grantor to invest the resources necessary) to validate the disputed item.

Oftentimes, it becomes a matter of economics. If the case is presented properly, it is often more difficult (expensive) for the credit bureaus to substantiate the item than to simply remove it. The law requires more than a form letter to verify that an item is accurate. If the credit bureau confirms an item on your report, the assigned attorney will ratchet up the intensity of our challenge and represent it. This forces the bureau to invest additional time and expense in conducting a new investigation.